Summarising the legal obligations with respect to insurance, placed on employers and on the operators of motor vehicles. Also providing an outline of the range and variety of insurance covers available, including risk management and loss control. Looking at general and compulsory insurances required, other non-compulsory insurance. Risk management, this term may still mean little more than driver training and claims analysis. Whilst those can be helpful steps along the path of risk improvement, arguably such measures fail to fully recognise and address some key issues that can have a catastrophic impact on the wellbeing of not simply truck drivers but various key stakeholders including other road users – and insurers.